Underwriter

This position is responsible for assessing mortality and/or morbidity through a comprehensive risk evaluation process comprised of health, financial, lifestyle, occupation and personal history within pre-determined authority levels. Responsibilities: Provide superior client-focused underwriting service which balances sales objectives within risk tolerance and profitability objectives that contributes positively to persistency and reputation in the marketplace Ensure competitive underwriting recommendations are consistently made on a timely basis to RBC clients in order to place business that is consistent with RBC pricing and profitability objectives Seek new opportunities to reduce new business acquisition costs by reducing department wastage through increased modified offers, reconsiderations and offer additional products on declines, postpone and rated policies Ensure audit results are within acceptable ranges Maintain quality of underwriting decisions in all areas of UW as determined through audits by management, GRM, Internal Audit and Reinsurers Requirements: Minimum 5 years of Individual Life or Living Benefits Underwriting experience Bilingual (English and French) Analytical, problem-solving, strong oral and written communication skills, teamwork, motivation, and quality focus Nice to have: Working knowledge encompassing the underwriting risk evaluation of Disability and Critical Illness insurance products What's in it for you: A Total Rewards program that includes flexible benefits, work/life balance and career development programs and investment and retirement savings plans Competitive pay and high-earning potential All the tools, training, and team support you need to grow your career Flexible work/life balance options Sophisticated RBCI software tools to boost your productivity Job Data by YubHub .