Software Engineer - Risk Control & Governance

We're looking for an experienced Software Engineer to join the Risk & Control Governance team / Risk Assessment Group at Wise. You'll be instrumental in building the governance, assurance, and data foundations that ensure every risk decision at Wise is consistent, explainable, auditable, and continuously monitored. This role works at the intersection of the Risk API platform, Product, and Financial Crime (FinCrime) teams , offering a unique opportunity to build the systems that give Wise confidence in every risk assessment it operates at scale. Your responsibilities will include: Building and maintaining data ownership, lineage, and quality monitoring systems that ensure every risk decision is powered by trusted data. Designing continuous monitoring and validation systems that verify controls perform as intended. Implementing end-to-end audit trails, change history tracking, and explainability tooling that enables one-click regulatory evidence generation. Designing robust, high-throughput solutions that handle large volumes of data and can be quickly understood and scaled across multiple distinct risk domains. You'll be working on: Implementing data quality monitoring, data contracts, and lineage tracking that give the organisation full traceability from risk decisions back to source data. Designing and building automated monitoring systems that continuously validate control effectiveness. Creating audit trail infrastructure and explainability tooling that dramatically reduces the effort required for regulatory reporting and compliance evidence generation. Working closely with the Risk API team to embed governance and assurance capabilities into the core platform. Requirements: Strong Backend Engineering: Proven experience building high-throughput, data-intensive systems in any language. Data Engineering Aptitude: Experience with data quality frameworks, pipeline orchestration, or lineage tracking. Systems Thinking: Ability to reason about complex distributed systems, identify failure modes, and design solutions that are both robust and operationally simple. Ownership & Autonomy: Comfortable operating with ambiguity, defining your own work from high-level objectives, and driving delivery end-to-end without close direction. Collaborative Mindset: Ability to work effectively across team boundaries. Job Data by YubHub .